Strategic use for Mutual Fund Investment
a. Stay Calm and always seek for advisor.
b. Review and maintain a diversified investment portfolio.
c. Dollar Cost Averaging- Invest regularly with fixed amount in good and bad times.
d. Invest for Income
e. Never go in and out the market frequently. It will make you lose focus and you paid for extra upfront service charge.

Financial Education is a very important investment for us. It is life long benefit to us. We can be financially educated by reading financial book, learn from financial expert, financial advisor, surf internet to find information and so on. So, investment is very important to help us to let money work for us, and investment on financial education is the start point before we going to stock, mutual fund, property, forex, gold, business and etc. It is very important for us to build a stong foundation on managing our finance,

1. Set up an emergency funds -- All of us need to setup a emergency fund which is sufficient to meet our daily expenses for at least 3 to 12 months. This basic expenses include our daily cost for transportation, foods, rental, utilities and so on. Besides, it also may included our near future must spend money.

2. Planned for our dependent or commitment -- If we have dependent such as children, parent or wife whose depend on our income to survive, we must make sure we are financial plan to ensure sum of money to our dependent when something happen to us which lead to loss our income (i.e TPD). The mostly financial plan for this is through insurance coverage which may included medical cost in the event of critical illness. However, we must make sure the coverage is enough. It may also include insurance plan for your property and etc.

3. Saving or investment discipline -- We must saving or invest regularly no matter market is up or down, as an investor we cannot predict the market. By predicting market, it let you delay your action and finally may cost you lose of opportunity or even lost more money. Invest regularly mean you fit the amount you want to save or invest at the same period of time. The most important is save/invest before you spend.

Welcome to my new created blog.
Here we are sharing some personal financial way and method in order to achieve our financial freedom.
Normally, our culture to achieve financial goal by:
1. Education
Study more with excellant result for us to get better job with good income.
2. Saving
We should have good saving habit.

It's that all enough for us to achieve financial freedom? Of course, there are method for us. How we are going for education? How we can get paid more? what is the saving method for us to get better return and overcome inflation.

This blog is going to share about these information.